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Group Health Benefits: It’s What Your Employees Want

01/22/11 by admin | No Comments

Posted in: Health

Group Health Benefits: It’s What Your Employees Want

As a small or medium-sized business owner, you would like to give your employees something more; so your first look should be towards offering them group health benefits.

 

Why Offer Group Health Benefits?

When you offer your employees a plan for group health benefits, you are introducing another factor towards employment longevity, and introducing a defining factor for attracting potential candidates for future positions. Many small and medium sized businesses do not believe they can afford health benefits for their employees because of today’s economy and because they are only aware of traditional benefit plans which is often very expensive. But individual health coverage is significantly more expensive for the consumer, and including this as an employee benefit can go a long way to boost employee morale and retention. Typically, a life insurance company will charge the difference between the premiums and the claims, but there is a unique program available to Canadians where the administration costs is a percentage of claims and a flat monthly fee per employee, which makes it substantially less money than traditional insurance- and it still offers you great coverage. Ask your group health broker about Ten Star’s Group Plus and discover how you can offer more, for less.

 

Finding Group Health Benefit Plans

When discussing insurance options with your broker, prepare a short list of questions before arriving. Finding a knowledgeable broker with experience dealing with the type of insurance you need can help you in the long run, so remember to take your time when finding the most appropriate broker for your needs.

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